Can you live comfortably with your power turned off? Do you have seven days worth of food stored in case of an emergency? You should be able to answer these questions confidently. Every-day carry
Everyone should have a realistic disaster or emergency preparedness plan. You'll find that preparing for many different types of disasters is made up of the same types of preparations. From a house fire to a chemical spill to a power interruption from a winter storm, every person and family needs to have a plan in place to ensure all basic needs are met. This usually involves having extra water, food, heat, lighting, and ideally, power (because many of our basics depend on power nowadays.
You should make a simple list of your biggest emergency concerns. Check with your city or county emergency management office (do a quick online search) to determine what natural disasters are most likely for your area. Water is super-critical. How can you get enough? Are you in a dry area, where water supplies may be a top priority? Or are you in a rainy area, where you may be more worried about having dry shelter available, or having a backup heat method available to heat your home?
If you can't use the ATM, do you have cash to buy what you need? CERT
Do you have at least three days (and preferably seven or 14) of water and food stored, to use in case a disaster ruins everything in your refrigerator, or the local supermarket closes? Do you have a flashlight handy with enough batteries to run for 5 days? Have you ever tested how long the batteries last?) Look at your list of potential disasters, organize the list and get to work. You will be on your own - be ready!
Stay safe, and don't forget to make and test your plan!